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Educational Dividend Planning Tool

Build Your
$4,000/Month
Dividend Income Plan

AI-scored portfolios from 22+ dividend securities. Real-time yields via Polygon.io. Year-by-year retirement income projections — for educational purposes.

Open advisor ↗

Trusted by 2,400+ dividend investors for educational portfolio planning

cashyield.co/app

Portfolio Yr 10

$312k

Monthly Income

$4,180

Goal Year

Yr 9

SCHD3.5% · 30%

VYM3.1% · 20%

JEPI7.5% · 15%

O5.5% · 10%

Simple process

From zero to retirement plan
in under 3 minutes

Choose risk profile

Select from Ultra Safe to Speculative. Each unlocks different securities from our scored universe of 22+ holdings.

Set your goals

Monthly investment, starting capital, time horizon, and target income. All parameters update the portfolio in real time.

Get your portfolio

The scoring engine evaluates all securities and builds a weighted allocation tailored to your exact configuration.

Track & grow

Save scenarios, get live yield alerts, and track actual shares held. See your progress toward your income goal. Pro

What you get

Everything a dividend investor needs

From free portfolio scoring to live data, alerts, and backtesting — built for every stage of the dividend investing journey.

🎯

AI Portfolio Scoring Engine

Every holding scored across 5 dimensions: yield fit, dividend growth, volatility, risk alignment, and your preferences. Rebuilds on every slider change.

Free

📊

10–30 Year Projections

Year-by-year portfolio value, dividend income, and goal progress table. Adjust the time horizon from 5 to 30 years instantly.

Free

📡

Real-Time Dividend Data

Live yields, ex-dividend dates, and dividend growth rates powered by Polygon.io. No stale spreadsheet numbers from months ago.

Pro

🔔

Dividend Cut / Raise Alerts

Email notifications when any holding cuts, freezes, or raises its dividend. Stay informed before it hits the news.

Pro

📅

Dividend Calendar

Upcoming ex-dividend and payment dates for every holding in your selected portfolio. Plan your monthly cash flow precisely.

Pro

💾

Scenario Saving

Save and name up to 10 portfolio configurations. Compare conservative vs aggressive or different time horizon strategies.

Pro

📈

Portfolio Tracker

Enter your actual shares held and track real dividend income against projections. See exactly how close you are to your goal.

Premium

🧾

Tax Optimization

Account placement guidance: which holdings belong in a Roth IRA vs taxable account to minimize your dividend tax burden.

Premium

📉

Backtesting Engine

See how your selected portfolio would have performed from 2010 to today using real dividend data and historical compounding.

Premium

Live data, not last year's spreadsheet

Yields refresh daily. Ex-dividend dates pulled in real time. Every metric the scoring engine uses is current data — not a number hardcoded in 2022.

Dividend Universe

Live · Pro

Why real-time data changes everything

Static tool

Hardcoded yields from months ago. Dividend cuts not reflected. Recommendations based on stale data.

CashYield Pro

Yields updated daily. Cuts trigger instant alerts. Every recommendation uses today's actual data.

Today · Polygon.io API · 22 securities tracked

22+

Securities scored

Risk profiles

Daily

Data refresh

30yr

Max projection

Social proof

Investors who found their number

★★★★★

I've tried every dividend calculator out there. CashYield is the first one that actually adapts to my situation instead of giving me a generic answer. The risk profiles alone are worth the subscription.

Michael K.

Retired engineer · Pro subscriber

★★★★★

Finally hit $1,200/month in dividends and CashYield's projection said I'd be here by month 14. It was month 13. The accuracy is genuinely impressive — this is my most-used investing tool.

Sarah R.

Software developer · Premium

★★★★★

The dividend cut alerts alone have saved me thousands. Got notified about a holding before I even saw it in the news. Rebalanced in time. That's the kind of edge you pay for.

James T.

Financial planner · Pro subscriber

Simple pricing

Start free. Upgrade when ready.

Monthly Yearly Save 27%

Starter

^$0

Free forever

✓Full portfolio advisor app
✓3 risk profiles (Ultra Safe → Moderate)
✓10-year income projections
✓Static yield data (weekly refresh)
–Live yield data via Polygon.io
–Dividend cut / raise alerts
–Scenario saving
–Dividend calendar

Educational Tool — Not Investment Advice

CashYield is an educational and informational tool only. Nothing on this website constitutes investment advice, financial advice, a solicitation, or a recommendation to buy, sell, or hold any security, investment product, or financial instrument.

All portfolio suggestions, projections, and yield data are hypothetical and for illustrative purposes only. Past performance does not guarantee future results. Dividends can be cut, suspended, or eliminated at any time without notice. Investing involves substantial risk of loss, including possible loss of principal.

SEC Notice: CashYield is not registered as an investment adviser under the Investment Advisers Act of 1940. We do not manage investor funds, execute trades, or provide personalized investment recommendations. No securities are offered or sold through this platform. Before investing, consult a qualified, licensed financial advisor, tax professional, or attorney. See our full Disclaimer, Terms of Service, and Privacy Policy.

Build Your$4,000/MonthDividend Income Plan

From zero to retirement planin under 3 minutes

Everything a dividend investor needs

Live data, not last year's spreadsheet

Investors who found their number

Start free. Upgrade when ready.

Educational Tool — Not Investment Advice

Your dividend plan isone click away

Create account

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Build Your
$4,000/Month
Dividend Income Plan

From zero to retirement plan
in under 3 minutes

Your dividend plan is
one click away